Privacy Statement

Last Modified: March 17, 2025

Your privacy is important to us. Our goal is to treat the personal information you furnish to Humanitas Financial with the utmost respect and in accordance with this Privacy Policy. We request that you carefully read this Privacy Policy and our Terms of Use before using the Humanitas Financial website. Please note that by visiting, viewing or using the Humanitas Financial website in any manner whatsoever you are agreeing to the terms set forth in this Privacy Policy, as well as the Terms of Use for the Humanitas Financial website.

1. Anonymous Browsing.

You can visit the Humanitas Financial website on the internet without telling Humanitas Financial who you are or revealing any information about yourself including, but not limited to, your e-mail address. In this case, our web servers merely collect the name of the domain you used to access the Internet and the website you came from and subsequently visited after the Humanitas Financial website. This information may be used by Humanitas Financial, and/or our business partners, to measure general information such as the number of visits, average time spent, page views, and other statistics about visitors to the Humanitas Financial website. Humanitas Financial may also use this data to monitor its website performance and to make the website easier and more convenient to use.

2. Personal information collection.

There are times when Humanitas Financial may ask you for information about yourself to assist us in meeting your various needs, including, without limitation:

• Providing you with requested products or services;
• Servicing your account;
• Improving our services; and
• Developing and/or informing you of additional products or services that may be of interest.

In these cases, your browsing on the Humanitas Financial website will no longer be anonymous. To provide the aforementioned services, Humanitas Financial may need to ask you to provide, among other things, personal information such as your name, social security number, physical address, zip code, e-mail address and/or phone number. Please note that Humanitas Financial does not knowingly solicit information from children and does not knowingly market our products or services to children.

3. Cookies.

If you are browsing on the Humanitas Financial website, or otherwise on the Internet, a cookie is used to help generally measure the number of visits, average time spent, page views and other statistics relating to a website. Said cookie by itself does not reveal to Humanitas Financial your e-mail address or any other personal information. However, if you decide to register with Humanitas Financial online we may collect additional information to provide offerings or content tailored to your individual needs.

In this case, Humanitas Financial uses cookies to recognize you on subsequent visits to the Humanitas Financial website and make your online experience on Humanitas Financial's website more convenient. Cookies are small pieces of data stored by your internet browser on your computer's hard drive. Cookies cannot be used to collect data from your hard drive, obtain your e-mail address or other personal-identifying information about you. Please note that you may set your internet browser to notify you when you receive a cookie or to prevent sending cookies. However, by not accepting cookies, you may limit the functionality of the Humanitas Financial website.

4. Sharing information and consumer choice.

When you provide information to Humanitas Financial we may share your information with our affiliated companies and third-parties for the purpose of fulfilling your requests as well as offering other services that may be of interest to you. However, notwithstanding, the sharing of additional information to any third-party shall not occur unless permitted by you or required by law. Humanitas Financial may also aggregate statistics that we gather about our customers, sales, traffic patterns, and services and provide these statistics to third-parties; however, when we do, these statistics will not include any personal information that identifies you or other individuals visiting the Humanitas Financial website.

5. Information security and protection.

Humanitas Financial takes reasonable technical and organizational precautions to prevent the loss, misuse or alteration or your personal information.

Humanitas Financial uses encryption and authentication tools to protect your personal information and, therefore, information you provide to Humanitas Financial through our website is secure. Humanitas Financial employees with access to your information are instructed to be use said information only in adherence with the principles set forth in this Privacy Policy and the laws applicable to each specific business and Humanitas Financial employees who misuse customer information are subject to disciplinary action.

6. SMS Disclosure

Humanitas Financial may use SMS texting to communicate with you. Mobile opt-in information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. If you wish to be removed from receiving future communications, you can opt out by texting STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE.

7. Humanitas Financial Contact information.

You may access your data collected by Humanitas Financial by sending a written request to the address listed below. If you believe that an error has been made in the accuracy of your data collected, Humanitas Financial will correct such error upon adequate verification of the error and the identity of the person seeking the correction. If you wish to access, remove or correct any personal identifying information or data you supplied to Humanitas Financial, or if you have any questions about this Privacy Policy, you may contact us by email at clientservices@humanitasadvisors.com or by sending a letter via the U.S. Mail to: Humanitas Financial 400 Corporate Pointe Suite 300, CA 90230-7620. Please note that in order to protect your privacy and security, Humanitas Financial may need to take reasonable steps to verify your identity before responding to any requests noted herein or otherwise.

8. Changes to this Privacy Policy.

Humanitas Financial reserves the right to modify or supplement this Privacy Policy statement at any time, without notice and for any reason whatsoever. If Humanitas Financial, however, makes any material change to this Privacy Policy statement, we will update our website to include said changes. For this reason, we encourage you to review the Privacy Policy whenever you use Humanitas Financial's website and the last date this Privacy Policy was modified is set forth above.

Terms of Use

Last Modified: March 17, 2025

1. Website Content.

Applicable copyright laws protect the contents of the Humanitas Financial website. No permission is granted to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information found on this website. Please read this agreement carefully before accessing or using this site. By accessing the website, you agree to be bound by the terms and conditions contained herein. If you do not want to be bound by these terms and conditions, you should not access or use the website. Humanitas Financial may at any time revise these terms and conditions without notice. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.

2. Limitation of Liability.

You use the website at your own risk. All information and content available on or accessible from the Humanitas website are provided "as is", without warranty of any kind, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Humanitas Financial makes no representations or warranties about the accuracy or completeness of the information contained on this website. Humanitas Financial does not guarantee or warrant that functions will be uninterrupted or error- free, that any information, software or other material available on or accessible through the website are free of viruses, worms, Trojan Horses, or other code that has contaminating or destructive properties. If your use of this website or the materials therein results in the need for servicing or replacing property, equipment, or data, Humanitas is not responsible for those costs. Humanitas assumes no responsibility for any consequence relating directly or indirectly to any action or inaction that you or anyone else takes based on the information, services, or other material from this site.

The material on the Site is provided for informational purposes only. It does not, and is not intended to, provide any financial, insurance, legal, accounting, tax or other professional advice, and should not be relied upon by you in that regard. It is not a substitute for professional advice directly from a competent, independent professional in your jurisdiction.

THE SITE AND ITS CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU (AND NOT HUMANITAS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.

3. Links to Other Websites.

Links to other websites are offered as a matter of convenience and in no way meant to imply that Humanitas endorses, approves, sponsors, promotes or is affiliated with the owners of or participants in those sites or any material contained therein.

4. Messaging Terms & Conditions

You agree to receive informational messages (appointment reminders, account notifications, marketing messages etc.) from Humanitas Financial. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at clientservices@humanitasadvisors.com. You can opt-out at any time by replying "STOP."

5. Ownership of Materials & Restrictions on Use.

Applicable copyright laws protect the contents of Humanitas Financial's website. No permission is granted to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services found on this website.

6. Jurisdictional Issues.

The information contained on the Site is not an offer to sell or a solicitation to buy any security or any insurance product. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products may not be available in all states.

All insurance and/or securities transactions are conducted based on signed written agreements between our licensed and/or registered agents and our customers, and the terms of those agreements are binding on the parties.

No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of the Site constitutes your agreement to the additional Terms of Use applicable to such use. By using the Site, you accept at your own risk that the Internet and online communications medium may not perform as intended.

Your use of this Site, and its Privacy Policy, Terms of Use & Legal Information shall be construed and controlled by the laws of the State of California. Further, any dispute arising from your use of this Site, or its Privacy Policy, Terms of Use & Legal Information, or a breach thereof, shall be governed by the laws of the State of California. By accessing this Site, you agree to personal jurisdiction by the state and federal courts sitting in the State of California, County of Los Angeles.